Mobiasbanca - Groupe Societe Generale continues supporting the SMEs activity in Moldova by establishing a partnership with the European Investment Bank, which offers the possibility to offer financial products on more favorable terms.
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Beneficiaries
Especially autonomous Small and Medium Enterprises ("SMEs")* located in Moldova, also “Medium Enterprises” and public entities for energy and environmental projects.
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Avantages
SMEs that access loans from the EIB sources benefit from favorable interest rate in comparison with standard interest rate for similar loans from other sources.
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Eligible purposes
EIB aims to finance all the investments and expenses incurred in the development of SMEs through eligible projects, except for purely financial transactions:
– The purchase, renovation or expansion of tangible assets, except land; Note: Funding acquisition of land is excluded, except where absolutely necessary, in terms of technically, for investment. Funding acquisition of arable land is excluded.
– Investments in intangible assets, respectively:
- Development costs, planning and construction phase funding in a tangible asset;
- Research and development expenses (fees, development costs and gross wages directly associated with research, development and innovation components of the activity);
- Strengthening the internal market distribution networks or other EU markets (acquisition of assets and / or trademarks, operational costs and labor costs).
– Working capital for medium and long term to enable SMEs to finance the debts associated with their business cycle, as part of their normal business.
